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The seller must also provide you with a cancellation form that you can use. Examples of loans that include a Notice of Right to Cancel form include refinance loans in which the borrower is changing lenders. Appendix H To Part 1026 Closed End Model Forms And Clauses Consumer Financial Protection Bureau This is referred to as your cooling off period and the duration of this period depends on what you bought and the manner in which you bought it. Right to cancel refinance . Under the Consumer Credit Act you have 14 days to withdraw. However there are exceptions and qualifications to the right to cancel some of which are noted below. You have a legal right under Federal law to cancel this transaction without cost until midnight of the third business day after whichever of the following events occurs last. Through the right of rescission the transaction is canceled with no questions asked and the lender must relinquish its claim to the property and refund all fees within 20 day...